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https://patch.com/new-york/new-york-city/calendar/event/20250131/1b7a1435-3b36-498a-8c74-706278314486/what-is-the-refundable-option-on-copyright-refundable-tricks

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https://patch.com/new-york/new-york-city/calendar/event/20250131/1b7a1435-3b36-498a-8c74-706278314486/what-is-the-refundable-option-on-copyright-refundable-tricks